- Over 35 years in business!
- Over 1.5 million satisfied members!!
- #1 Legal Insurance Company!!!
- Tens of Thousands Attorneys -
- Across North America!!!!!!
- Costs less than a cup of coffee a day!
Customize your plan the match your budget you can have a stand alone legal plan without Identity Theft Shield for $17.00 or $26.00
1. Identity Theft Shield stand alone without legal costs $12.95 a month Safguard for minors (additional $1 a month)
2. Life Events Expanded family plan $26.00+$9.95 for Identity Theft Shield=$35.95 a month!
3. Life Events Standard family plan $17.00+$9.95 for Identity Theft Shield=$26.95 a month!
Only difference between the standard and expanded,is more trial hours at no cost for applicable cases.
1. Identity Theft Shield stand alone without legal costs $12.95 a month Safguard for minors (additional $1 a month)
2. Life Events Expanded family plan $26.00+$9.95 for Identity Theft Shield=$35.95 a month!
3. Life Events Standard family plan $17.00+$9.95 for Identity Theft Shield=$26.95 a month!
Only difference between the standard and expanded,is more trial hours at no cost for applicable cases.
Your 5 Identities DMV,SSN,Employment History,Medical Records,Character and Credit.
Credit Reports
Credit Score and Detailed Analysis
Credit Monitoring 24/7
When theft occurs Free Credit and Identity Restoration
Safguard for minors
Just a note "Identity Theft Shield is the only service that restores your whole identity for such a
small amount of money. And services like Lifelock is just for your credit identity leaving all your
others wide open for attack!" The Shield truly does protect you!
Credit Reports
Credit Score and Detailed Analysis
Credit Monitoring 24/7
When theft occurs Free Credit and Identity Restoration
Safguard for minors
Just a note "Identity Theft Shield is the only service that restores your whole identity for such a
small amount of money. And services like Lifelock is just for your credit identity leaving all your
others wide open for attack!" The Shield truly does protect you!
Family coverage at no additional cost!
Free Attorney Consultation on an unlimited number of matters
Free Letters and phone calls made on your behalf by an Attorney
Free Contract/Document Review by an Attorney
Free Will,Power of attorney and Living Will Preparation by an Attorney
Free Attorney Representation for: Traffic Tickets,Civil Lawsuit Defense,IRS Audits
Discounts For:Bankruptcy,Divorces,Trusts,Adoption,Child Support,Contract Preparation,DUI and More!
24 Hour 7 Days a Week Emergency Access! Yes even at 3:00A.M. on Christmas!
Free Attorney Consultation on an unlimited number of matters
Free Letters and phone calls made on your behalf by an Attorney
Free Contract/Document Review by an Attorney
Free Will,Power of attorney and Living Will Preparation by an Attorney
Free Attorney Representation for: Traffic Tickets,Civil Lawsuit Defense,IRS Audits
Discounts For:Bankruptcy,Divorces,Trusts,Adoption,Child Support,Contract Preparation,DUI and More!
24 Hour 7 Days a Week Emergency Access! Yes even at 3:00A.M. on Christmas!
Useful Links
PrePaid Legal Insurance You may be covered when it comes to health,
life, car or home insurance but what about legal coverage? The question is not
if you'll need a lawyer, but when: according to the American Bar Association
(ABA) "Americans have come to view legal assistance as a necessity". Yet, most
Americans have not used a lawyer more than once due to the sky high attorney
fees anywhere from $100 to $1000 per hour and the trepidation involved in the
search for legal services. Prepaid legal insurance might just be the answer.
The concept is simple: for a fixed monthly subscription, you get telephone
access to advice from a lawyer. You pay a fixed amount in advance each month to
defray the cost of legal services furnished in the future. These services span
various areas of the law, anywhere from reviews of simple legal documents and
the writing of a simple will to more comprehensive coverage of trials, divorce,
bankruptcy and real estate issues. Pre-paid legal coverage is a very
attractive proposition for people who don't have the resources to retain a
lawyer on a regular basis whenever they need assistance. You effectively have a
network of attorneys you can use as retainer to seek preliminary advice about
what the issues are and how the procedures work whenever legal matters arise.
Services not covered by the plan are available to members for a discount on
regular hourly rates or flat fees. A hard fact, however, is that more than
half of new subscribers drop out of a prepaid plan after their first year. One
reason could be that many members do not require any legal assistance during
their first year, so opt out. Another reason is the scope of services offered,
which are very basic and limited in nature. Most plans have certain caps or
maximums as far as benefits provided are concerned, and purport to offer
discount on standard attorney fees instead. However, by virtue of simply calling
around by yourself you could probably negotiate a lower rate. Another problem
with pre-paid legal plans is the likelihood of getting assigned to a novice
attorney. Because of cost considerations, many of the companies behind per-paid
services assign trainee or inexperienced attorneys to handle phone consultation
and drafting of simple legal documents. You are also less likely to build
rapport and understanding, two of the most important attributes of choosing a
good attorney, as over 90% of the work is done over the phone. It is not
uncommon to see the terms "legal plans" and "pre-paid legal services" used
interchangeably. While they share a lot of characteristics in common, there are
a number of differences you should be aware of. Both of these terms refer to an
arrangement whereby you pay a fixed monthly or yearly fee in exchange for legal
services. The idea behind them is to save consumers on high legal fees whilst
offering a valuable service. That's where the differences lie: what kind of
service is offered and what is covered. What are you entitled to in both
schemes? Pre-paid services cover for specific legal services: free phone
consultation and advice, drafting of simple wills and trusts, review of sample
contracts and writing of letters on your behalf. Legal services not provided
will get charged at regular attorney fees, but you may be eligible for
discounts. Legal insurance, by contrast, works much like other insurance plans,
like health or car insurance. Although specific legal services are offered at
times, your insurance provider will typically offer a policy that covers for all
legal services. The policy will pay on behalf of you, the policy holder, or
reimburse all expenses, costs or fees that you pay for legal services up to the
policy limit. For instance, your policy might reimburse any fees incurred in
your court judgments or pay your bail money a service not provided by most
pre-paid legal plans. Legal insurance is also pegged to other insurance
policies you may already have. If you run into legal problems involving your
other insurance, then your legal insurance policy will protect you against loss
or liability. For instance, if you are involved in a car accident when your
auto-insurance has already run out and you are subsequently sued for recovery of
damages, you will be protected by a legal plan insurance. The other difference
between the two schemes is related to choice of attorney. In a pre-paid legal
service, you get to choose from a restricted number of the attorneys in the
network. By contrast, a legal insurance plan provides legal coverage regardless
of attorney. You are free to set up interviews with any number of attorneys and
choose the ones you think will provide the best service for your personal legal
needs. Finally, pre-paid legal plans are much more accessible to the general
public. Legal plans are harder to come by as only a limited number of insurance companies offer such arrangements.
life, car or home insurance but what about legal coverage? The question is not
if you'll need a lawyer, but when: according to the American Bar Association
(ABA) "Americans have come to view legal assistance as a necessity". Yet, most
Americans have not used a lawyer more than once due to the sky high attorney
fees anywhere from $100 to $1000 per hour and the trepidation involved in the
search for legal services. Prepaid legal insurance might just be the answer.
The concept is simple: for a fixed monthly subscription, you get telephone
access to advice from a lawyer. You pay a fixed amount in advance each month to
defray the cost of legal services furnished in the future. These services span
various areas of the law, anywhere from reviews of simple legal documents and
the writing of a simple will to more comprehensive coverage of trials, divorce,
bankruptcy and real estate issues. Pre-paid legal coverage is a very
attractive proposition for people who don't have the resources to retain a
lawyer on a regular basis whenever they need assistance. You effectively have a
network of attorneys you can use as retainer to seek preliminary advice about
what the issues are and how the procedures work whenever legal matters arise.
Services not covered by the plan are available to members for a discount on
regular hourly rates or flat fees. A hard fact, however, is that more than
half of new subscribers drop out of a prepaid plan after their first year. One
reason could be that many members do not require any legal assistance during
their first year, so opt out. Another reason is the scope of services offered,
which are very basic and limited in nature. Most plans have certain caps or
maximums as far as benefits provided are concerned, and purport to offer
discount on standard attorney fees instead. However, by virtue of simply calling
around by yourself you could probably negotiate a lower rate. Another problem
with pre-paid legal plans is the likelihood of getting assigned to a novice
attorney. Because of cost considerations, many of the companies behind per-paid
services assign trainee or inexperienced attorneys to handle phone consultation
and drafting of simple legal documents. You are also less likely to build
rapport and understanding, two of the most important attributes of choosing a
good attorney, as over 90% of the work is done over the phone. It is not
uncommon to see the terms "legal plans" and "pre-paid legal services" used
interchangeably. While they share a lot of characteristics in common, there are
a number of differences you should be aware of. Both of these terms refer to an
arrangement whereby you pay a fixed monthly or yearly fee in exchange for legal
services. The idea behind them is to save consumers on high legal fees whilst
offering a valuable service. That's where the differences lie: what kind of
service is offered and what is covered. What are you entitled to in both
schemes? Pre-paid services cover for specific legal services: free phone
consultation and advice, drafting of simple wills and trusts, review of sample
contracts and writing of letters on your behalf. Legal services not provided
will get charged at regular attorney fees, but you may be eligible for
discounts. Legal insurance, by contrast, works much like other insurance plans,
like health or car insurance. Although specific legal services are offered at
times, your insurance provider will typically offer a policy that covers for all
legal services. The policy will pay on behalf of you, the policy holder, or
reimburse all expenses, costs or fees that you pay for legal services up to the
policy limit. For instance, your policy might reimburse any fees incurred in
your court judgments or pay your bail money a service not provided by most
pre-paid legal plans. Legal insurance is also pegged to other insurance
policies you may already have. If you run into legal problems involving your
other insurance, then your legal insurance policy will protect you against loss
or liability. For instance, if you are involved in a car accident when your
auto-insurance has already run out and you are subsequently sued for recovery of
damages, you will be protected by a legal plan insurance. The other difference
between the two schemes is related to choice of attorney. In a pre-paid legal
service, you get to choose from a restricted number of the attorneys in the
network. By contrast, a legal insurance plan provides legal coverage regardless
of attorney. You are free to set up interviews with any number of attorneys and
choose the ones you think will provide the best service for your personal legal
needs. Finally, pre-paid legal plans are much more accessible to the general
public. Legal plans are harder to come by as only a limited number of insurance companies offer such arrangements.
Featured Stores
Pre-Paid Legal Plan includes
Reasons to consider Pre-Paid Legal